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Charter
Applications |
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CPG assists clients in preparing the documents required
to charter a de novo bank. Our services include preparation
of regulatory applications and evaluation of federally-insured charter
options. Additionally, we assist our clients in strengthening their
applications by conducting market and competitive analysis, drafting
business plans, and developing financial projections. CPG understands
what information is required to demonstrate the viability of a bank's
business plan, and we work closely with our clients to address gaps
and resolve outstanding issues.
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Business
Valuations |
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CPG develops analytical models and conducts industry
research to support damage claims in litigation proceedings and for
estate valuations. We also provide third-party review of existing
valuations for purposes such as presentations to management or Boards
of Directors.
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Review
of Policies & Procedures |
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CPG assists bank management and Boards of Directors
in conducting independent reviews of the bank's policies and procedures
and assessing compliance. Our evaluation may include reviews of the
qualifications and effectiveness of the organization's management,
the adequacy of staffing, the appropriateness and adequacy of policies
and procedures, and the effectiveness of Board oversight.
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Assistance in Complying with
Regulatory Orders |
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CPG works with clients to create tailored solutions
that address the specific requirements identified in regulatory orders.
Assistance may include developing new processes and procedures, building
improved reporting capabilities, revising workflow processes to increase
effectiveness and reduce risk, and defining control mechanisms to
ensure compliance.
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Customized Research |
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CPG provides a broad range of customized research services
to meet the diverse needs of our clients. Research products may include
identification of standard business and management practices among
financial services companies, provision of statistics and interpretations
of industry performance, creation of customized peer group comparisons,
or development of detailed profiles of specific institutions.
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Policy
Analysis |
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CPG supports our clients' business planning by conducting
studies on the implications of proposed legislative or regulatory
initiatives. Our analyses cover a broad range of impacts and may include
the effect on current and emerging competition, the effects on consumer
needs, quantifications of the costs and benefits to various constituencies,
and assessment of the potential risks.
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