The Wire Newsletter

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September/October 2008
This issue addresses the Five Weeks that Rocked Wall Street, the credit crisis and the $700B bailout. Wire: html or pdf.

July/August 2008
This issue contains the following articles: How 2007's Top Performers are Performing in 2008; A Trail of Tears for National City Investors; Headlines: From Bad to Worse; and Ten Financial Institutions with the Largest Percentage Decline Year-to-Date in Stock Price to Tangible Book Value. Read the July/August Wire: html or pdf.

May/June 2008
This issue contains articles on driving long-term earnings growth, executing a successful efficiency program, a TCF case study and trends in de novo activity. Read the May/Junel Wire: html or pdf.

March/April 2008
This issue contains articles on Risk Management, Foreign-Owned Banks, and P2P Networks.
Read the March/April Wire: html or pdf.

January/February 2008
This issue focuses on Innovation, and includes our take on several new products.
View or download the January/February Wire

December 2007
Our year end issue features predictions for 2008 and the 2007 year in review.
View or download the December Wire

September/October 2007
This issue includes articles on Umpqua's successful strategy, increases in commercial lending, lasting gains in efficiency and commercial real estate trends.
View or download the September/October Wire

July/August 2007
This issue includes articles on the liquidity crisis, how last year's top performers are performing in 2007, change in efficiency ratios over the last 5 years, and keys to successful execution.
View or download the July/August Wire

May/June 2007
This issue includes articles on first quarter EPS growth, the end of the seller's market and the industry's top performers.
View or download the May/June Wire

March/April 2007
This issue includes articles on customer analytics, community banking challenges, subprime credit, foreign ownership of U.S. banks, and aggressive de novo branch expansion.
View or download the March/April Wire

January/February 2007
This issue includes articles on de novo branching, CRE Concentrations, 2006 stock price appreciation, student lending and the housing market.
View or download the January/February Wire

December 2006
Our year-end issue with predictions for 2007 and the 2006 Year in Review.
View or download the December 2006 Wire

September/October 2006
This issue features articles on home-based businesses, branding, key strategies for 2006, HSAs, and our new "Noteworthy" section.
View or download the September/October 2006 Wire.

July/August 2006
This issue contains articles on retail banking, strategic planning, and podcasting & banking. It also includes a list of some of our recent assignments.
View or download the July/August 2006 Wire.

May/June 2006
This issue includes articles on strategic imperatives for community banks, banking seniors, the housing bubble and part 2 of the outtake from our new whitepaper "A New Look at Strategy".
View or download the May/June 2006 Wire.

March/April 2006
This issue contains articles about free checking, trends and pressures for small banks, and and the first part of an outtake from our new whitepaper "A New Look at Strategy".
View or download the March/April 2006 Wire.

January/February 2006
This issue contains articles on CRE portfolio reporting, payments challenges and de novo activity.
View or download the January/February 2006 Wire.

December 2005
Our year end issue features predictions for 2006 and the 2005 year in review.
View or download the December 2005 Wire.

October/November 2005
This issue contains articles on customer loyalty in the electronic age, productivity and growth.
View or download the October/November 2005 Wire.

August/September 2005
This issue contains articles on online banking as well as regulatory updates on data security, identity theft, and GSE reform.
View or download the August/September 2005 Wire.

June/July 2005
The June/July 2005 issue contains Part II of our article on fundamental operating trends. It also includes updates on the housing market, personal data theft, and new regulations and ranks the top bank holding companies by service charges on deposits.
View or download the June/July 2005 Wire

March/April 2005
The March/April 2005 issue contains articles on fundamental operating trends, the decline in NSF fees, major trends in retail banking, and the five principals for succeeding with a new bank.
View or download the March/April 2005 Wire

January/February 2005
The January/February 2005 issue contains articles on Hispanic banking programs, regulatory compliance, sales productivity and a 2005 outlook.
View or download the January/February 2005 Wire